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Since 1969, the middle class in the United States has:
Expense
Costs or charges incurred in the operation of a business or the execution of a transaction.
RRSP
Registered Retirement Savings Plan, a Canadian investment vehicle for individuals to save for retirement while taking advantage of tax deferrals.
Years
Years are units of time that measure the duration or length of time an event has occurred or is expected to occur, usually related to financial calculations or investments.
Invest
To allocate resources, usually money, with the expectation of generating an income or profit.
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