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Marshak's ____ imagery of change is based upon a "fix and maintain" view that depicts the organization as being broken and the change is desired to fix the problem.
Forbearance
an agreement between a borrower and lender to temporarily postpone, reduce, or suspend payment due to financial hardship.
Workout Agreement
A formal contract between a debtor and his or her creditors in which the parties agree to negotiate a payment plan for the amount due on the loan instead of proceeding to foreclosure.
Mortgage Loan
A loan secured by the collateral of real estate property, where the borrower is obliged to pay back with a predetermined set of payments.
Personal Guaranty
A legal commitment by an individual to repay a loan or debt in the event that the primary borrower defaults.
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