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13.A friend of yours is planning to marry next spring. She asks if it would be worthwhile for her to go to an enhancement and prevention workshop that focuses on skill building. What would you tell her, and why?
Repayment
The act of paying back money that was borrowed from a lender.
Homestead Exemption
A law permitting a debtor to retain the family home, either in its entirety or up to a specified dollar amount, free from the claims of unsecured creditors or trustees in bankruptcy.
Debtor
An individual or entity that owes money or an obligation to another, called the creditor.
Shelter
A structure that provides protection from weather, danger, or discomfort.
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