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What does frugging refer to?
COBRA
A law that provides former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates.
Substantially Reduced
Significantly decreased in amount, size, extent, or degree.
Employee's Hours
The total time an employee is engaged in work for an employer, typically measured per day or week.
Private Employers
Organizations or individuals that operate and manage businesses which are not owned or controlled by the government, responsible for hiring employees under private employment agreements.
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