Into which of the following categories does the following compound belong? 
Definitions:
Life Insurance Policy
A contract between an individual and an insurance company, where the company pays a designated beneficiary a sum of money upon the death of the insured person.
Covered Peril
A specific risk or cause of loss that is protected against under the terms of an insurance policy.
Property Insurance Policies
Contracts between an individual or business and an insurance company to protect against loss or damage to property due to events like fire, theft, or natural disasters.
Earthquake Damage
Physical harm or destruction caused to structures and properties due to seismic activities.
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