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If HAART is not provided in developing countries, people have less reason to get tested for IV because:
Banking System
The network of banking institutions and regulations that provide financial services to individuals, businesses, and the government.
Excess Reserves
The amount of reserves a bank holds beyond the required minimum, which can be lent out to stimulate economic activity or held to meet future needs.
Create Money
The process by which central banks or monetary authorities increase the money supply.
Deposit Account
A deposit account is a bank account that allows the holder to deposit and withdraw money, often earning interest, including savings accounts, checking accounts, and other transaction accounts.
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