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Which of the following ways can be used by a manager to increase vertical differentiation?
Short-term Securities
Financial instruments, such as bonds or Treasury bills, that mature or are redeemable within a short period, typically less than one year.
Long-term Securities
Financial instruments that have a maturity period exceeding one year and include bonds, debentures, and other investment vehicles.
Credit Union
A member-owned financial cooperative that provides traditional banking services.
Reserve Requirement
A regulation set by central banks that determines the minimum amount of reserves a bank must hold against deposits, influencing the bank's capacity to lend.
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