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Exhibit 1-1 In Exhibit 1-1 the movement from point a to point b represents
Adverse Selection
A situation in which one party in a transaction has more or better information than the other party, typically resulting in an unfavorable selection process.
Peaches
A type of fruit with a distinctive sweet taste, fuzzy skin, and a pit or stone in the center.
Lemons
A term that describes a product of significantly lower quality than what has been claimed, especially in the context of used vehicles.
Moral Hazard
Arises when one party to a contract changes behavior in response to that contract and thus passes on the costs of that behavior change to the other party.
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