A Life Insurance Company Will Often Require an Applicant to Submit

question 133

Multiple Choice

A life insurance company will often require an applicant to submit to a brief physical exam to assess that person's basic level of health.This practice is a form of _____ to lessen the problem of _____.

• A)diversification;moral hazard
• B)signaling;deductibles
• C)reputation;adverse selection
• D)screening;adverse selection

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Definitions:

Neuropsychology

A branch of psychology that explores how the structure and function of the brain relate to specific psychological processes and behaviors.

Brickman's Model

A theoretical framework that categorizes approaches to helping people based on who is responsible for the problem and the solution.

Addictions Counselor

A professional specialized in providing guidance and treatment for people with addictions, helping them to recover and manage their conditions.

Parenteral

A method of administering medication bypassing the digestive system, such as through injection or infusion.