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Your elderly grandma tells you: "I haven't been taking my beloved walks because I'm concerned about falling and getting hurt.See,there is always a cost to doing something.But if you don't do anything,then there is no cost." Your grandma does not understand the economic concept of:
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Quotation Marks
Punctuation marks used to denote the beginning and end of a direct speech, quotation, or a specific phrase.
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A method of citation and formatting in academic writing, commonly used in the humanities, governed by the guidelines set forth in The Chicago Manual of Style.
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