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To help offset the costs from loan defaults, the First National Bank of Gotham decides to increase the interest rate it charges on its business loans. As a result of this increase in the interest rate, the creditworthiness of Gotham's loan applicants is likely to
Glass-Steagall Act
An act of Congress in 1933 that separated investment banking from retail banking to reduce financial speculative bubbles and prevent bank failures.
Commercial Banking
Banking services provided to businesses and individuals, including deposit taking, lending, and various other financial transactions.
Investment Banking
A sector of the banking industry that deals with the creation of capital for other companies, governments, and other entities.
Investment Bankers
Professionals who work in financial institutions, facilitating mergers, acquisitions, and the issuance of securities.
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