Credit Rationing Refers to

question 9

Multiple Choice

Credit rationing refers to

• A)the increase in the interest rate that occurs when the demand for credit increases.
• B)the increase in the interest rate that occurs when the supply of credit increases.
• C)the increase in the interest rate that occurs when the supply of credit decreases.
• D)a restriction in the availability of credit.

Identify the ethical standards related to competence, informed consent, and assessment in counseling.

Understand the principles of beneficence, nonmaleficence, justice, and autonomy in ethical counseling practice.

Recognize the legal and ethical obligations of counselors in the selection and administration of assessments.

Understand the significance of evaluating test norms and ensuring tests are appropriate for the client's demographic.

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Definitions:

Predictable Structure

An organizational or systemic setup whose outcomes or behaviors can be anticipated based on known parameters or historical data.

Information Technology

The employment of computers, storage systems, networking, and other tangible tools, infrastructure, and procedures for generating, processing, storing, safeguarding, and sharing all types of electronic information.

Strategic Resource

A valuable asset or capability that gives an organization a competitive advantage in its market or industry.

Racially Diverse

Describes a group or setting that includes individuals of multiple races and ethnic backgrounds.