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Proponents of the Sarbanes-Oxley Act cite all of the following benefits EXCEPT
Check-Processing Time
The duration it takes for a bank to process a check payment, clearing the funds from the payer's account to the payee.
Overdrafts
A financial situation where an individual withdraws or spends more money than is available in their account, leading to a negative balance.
Account-Holder
An individual or entity that owns an account in a bank or similar financial institution.
Online Payment Systems
Digital platforms that facilitate the transfer of money between buyers and sellers over the internet.
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