Examlex
A number of companies exist that specialize in "payday loans." Payday loans are small loans often for a few hundred dollars or less that are made to low-income borrowers. Often these borrowers have poor credit histories and few assets and would have difficulty in qualifying for loans from other sources. The interest rates on these loans are often very high and some commentators have suggested that ceilings should be enforced on these loans. If such interest rate ceilings were imposed, what would be the likely effect?
Acute Stress Disorder
A mental health condition triggered by a traumatic event, featuring symptoms such as anxiety, detachment, and nightmares, occurring shortly after the trauma and lasting for up to one month.
Magnitude
The size, extent, or importance of something, often used in a quantitative context to measure variables.
Terrified
A state of intense fear that can be the result of real or perceived threats, causing significant distress.
Predisposition
An inborn or acquired vulnerability for developing certain symptoms or disorders.
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