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A playa lake is a deep long-lasting desert lake.
Effective Annual Rate
The interest rate that describes the full amount of interest paid over one year, considering compounding.
APR
Annual Percentage Rate; the annual rate charged for borrowing or earned through an investment, inclusive of any fees or additional costs.
Effective Rate
The actual interest rate on a loan or investment, taking into account the effect of compounding over a given period of time.
Discount Rate
The interest rate used in discounted cash flow analysis to determine the present value of future cash flows, reflecting the risk and time value of money.
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