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Graduated-Payment Mortgage
A mortgage that has a fixed interest rate during the life of the mortgage; however, the monthly payments made by the mortgagor increase over the term of the loan.
Variable Interest
An interest rate on a loan or security that can change over time based on the underlying benchmark interest rates.
Security Interest
A creditor’s right to use collateral to recover a debt.
Security Agreement
A written agreement that creates a security interest.
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