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Equal Credit Opportunity Act
A U.S. federal law that prohibits discrimination by lenders against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because they receive public assistance.
Credit Decisions
The process by which lenders determine the creditworthiness of potential borrowers and decide whether to extend credit.
Deceptive Advertising
A marketing practice that misleads or misinforms consumers about a product or service through false claims or omission of crucial information.
Shipping Cost
The expense incurred to transport goods from one location to another, often factored into the price of online purchases.
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