Convert the following molecular model into a condensed structure and a skeletal structure. 
Definitions:
Reinvestment Risk
The risk of earning less interest or dividends from future investments when existing bonds, stocks, or other income-generating assets mature or are sold.
Macaulay Duration
A measure of the weighted average time until a bond's cash flows are repaid, used in assessing interest rate risk.
Future Value
The value of an asset or cash at a specified date in the future that is equivalent in value to a specified sum today, taking into account various factors like interest or returns.
Present Value
The current worth of a future sum of money or stream of cash flows given a specified rate of return.
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