Ben's Health Coverage Charges a Low ($15)deductible Each Time He

question 46

Multiple Choice

Ben's health coverage charges a low ($15) deductible each time he visits the doctor or hospital.Other than the low per-service deductible,there is very little cost sharing.However,Ben must go to the health care providers listed by the provider of the health coverage.If he goes to a provider that is not on the list,there is very little coverage.Which of the following types of entity most likely provides Abe's health coverage?

• A) HMO
• B) Blue Cross/Blue Shield association
• C) commercial insurer (major medical)
• D) PPO
• E) fee-for-service indemnity plan

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Definitions:

Flow State

A mental state where a person performing an activity is fully immersed and focused, experiencing enjoyment and fulfillment.

Psychoactive Drug

A chemical substance that affects the mind, mood, or behavior when taken.

Stimulant

A substance that raises levels of physiological or nervous activity in the body, increasing alertness, attention, and energy.

Hallucinogenic

Relating to substances that cause hallucinations, altering perception, thought, and feeling, and leading to experiences that differ from ordinary reality.