All Americans Are Entitled to Receive a Free Copy of Their

question 148

True/False

All Americans are entitled to receive a free copy of their credit report once a year from each of the "Big Three" credit reporting agencies.

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Definitions:

Familiarity Effect

A psychological phenomenon whereby people tend to develop a preference for things merely because they are familiar with them.

Cognitive Dissonance

The state of having inconsistent thoughts, beliefs, or attitudes, especially as relating to behavioral decisions and attitude change.

Groupthink

A psychological phenomenon where the cohesion of the group becomes more important than considering facts realistically, leading to poor decisions.

Suppress Disagreement

The act of deliberately preventing or reducing the expression of differing opinions or conflicts.