Why Does the Insured Get the Benefit of the Doubt

question 43

Multiple Choice

Why does the insured get the benefit of the doubt if an insurance policy contains any ambiguities or uncertainties?

• A)because insurance contracts are aleatory
• B)because insurance contracts are unilateral
• C)because insurance contracts are conditional
• D)because insurance contracts are contracts of adhesion

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Definitions:

Insufficient Sleep

A condition where an individual does not obtain adequate rest and sleep, affecting their health and daily functioning.

Enhanced Job Performance

An improved level of effectiveness and efficiency in fulfilling job responsibilities and tasks.

Daytime Hyperactivity

Excessive activity or restlessness experienced during the day, often observed in individuals with attention-deficit/hyperactivity disorder (ADHD).

Homeostatic Control

The regulation of physiological processes to maintain internal stability in response to external changes.