All of the Following Are Arguments in Favor of Using

question 17

Multiple Choice

All of the following are arguments in favor of using an applicant's credit record in personal lines underwriting EXCEPT

• A)Most consumers have good credit records and benefit when credit history is used as a rating factor.
• B)Use of credit data in underwriting and rating eliminates price discrimination against minority groups when they purchase insurance from insurers.
• C)Underwriting and rating may be more consistent if applicants' credit histories are considered.
• D)There is high correlation between an applicant's credit record and future claims experience.

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Definitions:

#include Statement

A preprocessor directive used in C and C++ programming languages that tells the compiler to include a file or library in the program before compilation.

RAND_MAX

A constant in C that specifies the maximum value returned by the rand() function.

Stdlib.h

A header file in the C standard library that includes functions for memory allocation, process control, conversions, and others.

Rand()

A function in many programming languages that generates a pseudo-random number.