Examlex
Which of the following statements is (are) true about the loss ratio method of class rating?
I.A premium is calculated,and the pure premium is loaded to cover expenses,profit,and contingencies.
II.The actual loss ratio is compared to the expected loss ratio,and the rate is adjusted accordingly.
Personal Expression
The process of conveying one's thoughts, feelings, or ideas through various forms of communication or artistic mediums.
Commercial Products
Goods and services that are produced and marketed for profit, catering to consumer needs and preferences.
Rationalization
is the process of replacing traditional and emotional thought with reason and practicality, often in organizational and societal contexts.
Time Crunch
The feeling of having insufficient time to accomplish one's tasks or enjoy leisure activities.
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