One Source of Life and Health Insurance Underwriting Information Is

question 21

Multiple Choice

One source of life and health insurance underwriting information is an organization that life and health insurance companies can join.As a member,life and health insurance companies report health impairments of applicants,and this information is shared with member companies.Although the information is shared,the underwriting decision of the member company is not disclosed.What is this organization called?

• A)Fair Isaac Corporation (FICO)
• B)Medical Information Bureau (MIB)
• C)National Association of Insurance Commissioners (NAIC)
• D)National Association of Mutual Insurance Companies (NAMIC)

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Definitions:

Unformed Wastes

substances expelled from the body that have not been fully digested or absorbed, commonly referring to feces.

Jaundice

A medical condition characterized by yellowing of the skin and eyes due to elevated levels of bilirubin in the blood.

Bronchitis

Inflammation of the mucous membranes of the bronchial tree.

Asthma

An allergic reaction to a substance resulting in wheezing, shortness of breath, and difficulty in breathing.