Bev Lives in the Suburbs and Works Downtown

question 15

Multiple Choice

Bev lives in the suburbs and works downtown.She drives to work,and her most direct route to work would require her to pass through an area where carjackings and drive-by-shootings are common.Bev does not drive through this area.Instead,she uses a route which adds 10 minutes to her commute.Which risk management technique is Bev using with respect to the risk of injury while driving through the dangerous area?

• A)noninsurance transfer
• B)avoidance
• C)passive retention
• D)loss reduction

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Definitions:

World Health Organization

An agency of the United Nations established in 1948, responsible for providing leadership on global health matters, shaping the health research agenda, setting norms and standards, articulating evidence-based policy options, providing technical support to countries, and monitoring and assessing health trends.

Stroke

A medical condition where poor blood flow to the brain results in cell death, causing symptoms like paralysis, difficulty speaking, and understanding speech.

Deaths Worldwide

The total number of fatalities occurring across the globe, often used in statistics for public health and demography.

Age-Adjusted Death Rate

A death rate that has been statistically modified to eliminate the effect of different age distributions in different populations.