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Graham is a cashier at a convenience store.A customer pulled a gun on him,and said that he would shoot Graham unless he gave him all the money in the cash register.This crime,which is covered under the ISO commercial crime coverage form,is called
Off The Shelf
Products, software, or solutions that are pre-made and available for immediate use without the need for custom development.
Special Modification
Alterations or customizations made to a product or service to meet specific needs or requirements.
Commodities
Basic goods used in commerce that are interchangeable with other goods of the same type.
Purchasing Products
The act of obtaining goods or services in exchange for money, critical in consumer behavior studies.
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