Which of the Following Statements Is (Are)true with Respect to the Use

question 6

Multiple Choice

Which of the following statements is (are) true with respect to the use of credit-based insurance scores as an auto insurance rating factor?
I.Insurers claim that drivers who have poor insurance scores are expected to have relatively more accidents.
II.The use of insurance scores in personal lines underwriting is controversial.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Resonance Structures

Resonance Structures are alternative Lewis structures for the same molecule, illustrating the delocalization of electrons within the molecule.

Hybridization

A concept in molecular chemistry describing the combination of atomic orbitals to form new hybrid orbitals suitable for the pairing of electrons to form chemical bonds.

Covalent Compounds

Chemical compounds where atoms are bonded by sharing pairs of electrons, characterized by the formation of molecules.

Resonance Forms

Alternative ways of drawing the structure of a molecule to represent delocalized electrons within the molecule, emphasizing the molecule's dynamic nature.