Which of the Following Statements Is (Are)true with Respect to the Use

question 6

Multiple Choice

Which of the following statements is (are) true with respect to the use of credit-based insurance scores as an auto insurance rating factor?
I.Insurers claim that drivers who have poor insurance scores are expected to have relatively more accidents.
II.The use of insurance scores in personal lines underwriting is controversial.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Risk Management

The process of identifying, assessing, and prioritizing risks followed by the application of resources to minimize, monitor, and control the impact of unforeseen events.

Documentation

The process of recording information or evidence systematically, often for legal, medical, or business purposes.

Credentialing

A formal review of the qualifications of a healthcare provider who has applied to participate in a healthcare system or plan.