For Which of the Following Situations Would There Be Personal

question 27

Multiple Choice

For which of the following situations would there be personal liability coverage under the homeowners policy?
I.The named insured accidentally injures her husband with a chain saw.
II.The named insured breaks his wife's valuable vase while practicing his golf swing.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Selective Attention

The process by which one focuses on certain stimuli within the environment while ignoring others, thereby allocating cognitive resources to relevant information.

Halo Effect

a type of cognitive bias where the perception of one positive quality in a person or thing influences the overall perception of that entity as positive.

Perceptual Distortion

Occurs when an individual's personal biases, prejudices, or expectations alter the way they perceive reality.

Impression Management

The practice of consciously controlling or manipulating the perception others have of an individual or organization.