Which of the Following Statements Is (Are)true Concerning the Use

question 20

Multiple Choice

Which of the following statements is (are) true concerning the use of an individual's credit history as an insurance rating factor?
I.Individuals with poor credit histories,as a group,generally file more homeowners claims than do individuals with good credit histories.
II.The use of credit history as an insurance rating factor is controversial.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Coordinate Sight

Refers to the ability to align visual perception with motor coordination, crucial for tasks requiring eye-hand or eye-foot coordination.

Acquire Skills

the process of learning or developing new abilities or expertise through practice, study, or experience.

Being Quiet

The state or condition of making little or no noise; often a behavior encouraged in certain settings to promote focus, respect, or calmness.

Social Learning Theory

A theory that proposes people can learn new behaviors through observation and imitation of others.