Which of the Following Statements Regarding Section II Coverage Under

question 20

Multiple Choice

Which of the following statements regarding Section II coverage under the Homeowners 3 policy is true?

• A)Medical payments to others are covered regardless of whether the insured is legally liable.
• B)Legal defense costs incurred by the insurer to defend the insured reduce the per-occurrence limit of liability available.
• C)The insurer is not required to defend the insured against a groundless,false,or fraudulent lawsuit.
• D)Any amount paid under medical payments coverage reduces the personal liability limit available for the same claim.

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