Which of the Following Statements About Group Insurance Is True

question 7

Multiple Choice

Which of the following statements about group insurance is true?

• A)Individual contracts are issued to each person covered under a group insurance plan.
• B)The cost of group insurance is usually higher on a per-person basis than the cost of individual insurance.
• C)The actual experience of a large group is a factor in determining the premium that is charged.
• D)Individual evidence of insurability is usually required.

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Definitions:

Concentration Gradient

Difference in the relative abundance of a substance among regions of a container; allows the substance to diffuse from an area of higher concentration to an area of lower concentration.

Diffusion

The movement of molecules from an area of higher concentration to an area of lower concentration, a fundamental process in biology and chemistry.

Negatively Charged

Having more electrons than protons, resulting in a net charge that is less than zero.

Protein Anions

Negatively charged proteins that play various roles in cellular functions, including maintaining cell structure and function.