Which of the Following Statements About Disability and Disability Income

question 31

Multiple Choice

Which of the following statements about disability and disability income insurance is (are) true?
I.Most disability income policies replace 100 percent of gross earnings.
II.The probability of being disabled before age 65 is much higher than commonly believed.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

---

Definitions:

Interpersonal Racism

Describes racism occurring between individuals, manifesting through personal bias, prejudices, or discriminatory behaviors.

Social Practices

The patterns of behavior and norms that are collectively accepted and followed by a society or social group.

Institutional Racism

Discrimination and unequal treatment based on race that is embedded within the policies, practices, and norms of organizations and institutions.

Interpersonal Racism

Racism that occurs between individuals, involving prejudicial attitudes or discriminatory actions based on race or ethnicity.