All of the Following Statements About Optional Disability Income Benefits

question 21

Multiple Choice

All of the following statements about optional disability income benefits are true EXCEPT

• A)Under a cost-of-living rider,benefits are periodically adjusted for inflation.
• B)A Social Security rider pays additional benefits if the insured is turned down for Social Security disability benefits.
• C)Adding a return of premium rider results in a lower initial premium.
• D)Under an option to purchase additional insurance,the insured has the right to buy additional insurance at specified times without evidence of insurability.

Apply principles of classical conditioning to hypothetical scenarios and real-world situations.

Explain the role of timing in the effectiveness of conditioning.

Understand how classical conditioning theories are applied to modify behavior.

Identify factors that influence the strength and persistence of learned responses.