Jan Needed Health Insurance

question 30

Multiple Choice

Jan needed health insurance.She met with an agent who described the provisions of a health insurance policy.Jan purchased the policy.When she received the policy,she noted that several provisions were different from the provisions the agent described.She was not satisfied with the policy and immediately sent it back to the agent with a note stating her reasons for returning the policy.Jan is guaranteed a premium refund because of which policy provision?

• A)waiting period
• B)time limit on certain defenses
• C)ten-day right to examine the policy
• D)waiver-of-premium provision

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Definitions:

Radioactive Radon

A naturally occurring radioactive gas that can cause lung cancer upon long-term exposure, resulting from the decay of uranium in soils and rocks.

Asbestos

A group of six naturally occurring fibrous minerals used in construction materials for their fire resistance, insulation properties, and durability, but are toxic and carcinogenic.

Wall and Ceiling Decoration

The art or practice of enhancing the aesthetic appearance of interior walls and ceilings through various means such as painting, wallpapering, or the installation of fixtures and artworks.

Furniture Stuffing

Materials used within furniture to provide padding and support, commonly made from foam, down, polyester fibers, or other soft materials.