Under the Traditional Net Cost Method,the Net Cost of Life

question 43

Multiple Choice

Under the traditional net cost method,the net cost of life insurance for a given period (e.g. ,20 years) is determined by which of the following formulas?

• A)the total premiums for the period less the policy reserve at the end of the period
• B)the total premiums for the period less the sum of the total dividends received during the period and the cash value at the end of the period
• C)the sum of the total premiums and dividends for the period less the cash value at the end of the period
• D)the sum of the total dividends received during the period and the cash value at the beginning of the period less the total premiums paid for the period

Implement strategies for effective research and note-taking that prevent unethical practices such as cutting and pasting.

Demonstrate an understanding of the process and importance of proper organization in writing and speech preparation.

Apply techniques to improve public speaking skills and manage speech anxiety.

Understand the importance of adjusting content and delivery based on the audience and occasion in both writing and speaking.

---

Definitions:

Resemblance

The state or fact of being similar or bearing a likeness to something else, often used in genetics, social relationships, or visual comparisons.

Evolutionary Psychology

A theoretical approach in psychology that explains human behavior and mental processes through the lens of adaptation and natural selection.

Human Behavior

The range of actions and mannerisms exhibited by humans in conjunction with their environment, social structures, and culture.

Evolutionary Logic

The rationale behind the evolutionary process, explaining how and why species change over time through natural selection and genetic drift.