Which of the Following Statements About Accelerated Death Benefits Riders

question 48

Multiple Choice

Which of the following statements about accelerated death benefits riders is (are) true?
I.Under a terminal illness rider,after a partial payment is made to the insured,there is a reduction in the face amount of insurance,cash value,and premiums.
II.Benefits under a long-term care rider are for home health care only.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Majority-wins Rule

A decision-making strategy where the option chosen by the majority of participants is selected.

First-shift Rule

A principle or guideline that gives priority or preference to tasks or activities performed during the first part of the workday.

Group Decision Making

The process where a group of individuals come together to make a decision, often involving debate, discussion, or consensus-building.

Knowledge

Information, understanding, or skill obtained by experience or education.