Becky Is Considering the Purchase of a Whole Life Policy

question 43

Multiple Choice

Becky is considering the purchase of a whole life policy on her own life.She is concerned that if she becomes disabled,paying premiums will become a burden.Which provision can Becky attach to her life insurance policy to address this concern?

• A)guaranteed purchase option
• B)waiver-of-premium provision
• C)accidental death benefit rider
• D)accelerated death benefits rider

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Definitions:

Less Developed Nation

A country with low levels of economic development, characterized by low income, poor infrastructure, and often a high poverty rate.

Mexican Health Care System

The network of healthcare services in Mexico, which includes public and private medical facilities, aimed at providing health care to its citizens.

Uneducated Consumers

Individuals who lack information or knowledge about what they are buying, potentially leading to poor purchase decisions.

Oversupply Of Nurses

A situation where the number of available nursing professionals exceeds the demand or available positions in the healthcare sector.