Which of the Following Statements About "Open-Perils" Coverage Is (Are)true

question 16

Multiple Choice

Which of the following statements about "open-perils" coverage is (are) true?
I.All losses are covered except those losses specifically excluded.
II.The burden of proof is on the insured to prove that a loss is covered.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Physiological Changes

Alterations in the body's normal biological functions, which can be due to various factors such as stress, aging, or disease.

Titchener

Edward Titchener was a British psychologist who is best known for developing the theory of structuralism and introducing the method of introspection in psychology.

Consciousness

The state or characteristic of being conscious of an external entity or an internal aspect of oneself.

Basic Elements

Fundamental components or constituents of a larger system, theory, or substance.