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Under which of the following situations will the average outgoing quality (AOQ) decrease?
Coordination of Benefits (COB)
A process in health insurance to determine the order of responsibility when a person is covered by more than one insurance plan, to avoid overlapping payments.
Duplication of Payment
An error or fraud resulting in the repeated payment for a single invoice or service.
Individual Insurance
A type of insurance policy purchased by an individual to cover health, life, or other personal risks, distinct from group policies.
Group Health Insurance
A health insurance policy purchased by an employer or organization that covers the eligible individuals within that group, often at a reduced cost.
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