Which of the Following Statements Is (Are)true with Respect to the Use

question 6

Multiple Choice

Which of the following statements is (are) true with respect to the use of credit-based insurance scores as an auto insurance rating factor?
I.Insurers claim that drivers who have poor insurance scores are expected to have relatively more accidents.
II.The use of insurance scores in personal lines underwriting is controversial.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Calvinist Theology

A major branch of Protestantism that follows the theological tradition and forms of Christian practice set down by John Calvin, emphasizing predestination and the sovereignty of God.

Joint-Stock Companies

are business entities where different stocks can be bought and owned by shareholders, allowing for shared ownership and investment in trade and colonization during the early modern period.

Exorbitant Rates

Charges or fees that are much higher than what is considered reasonable or fair.

Puritans

Puritans were members of a group of English Protestants in the 16th and 17th centuries who sought to "purify" the Church of England from its "Catholic" practices.