All of the Following Losses Are Excluded Under Part D

question 41

Multiple Choice

All of the following losses are excluded under Part D (coverage for damage to your auto) of an unendorsed PAP EXCEPT

• A)vandals damaged a portable cell phone kept in the car.
• B)theft of a compact disc player which was permanently installed in the auto.
• C)damage caused to a car's engine because the named insured never changed the oil.
• D)destruction of a radar detector which overheated and caught on fire.

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Definitions:

Frederick Herzberg

A psychologist best known for developing the Motivation-Hygiene Theory, which asserts that certain factors lead to job satisfaction while others prevent dissatisfaction.

Salary

The fixed regular payment, typically paid on a monthly or biweekly basis, made by an employer to an employee, especially a professional or a white-collar worker.

Dissatisfiers

Factors or elements in a job or environment that can cause dissatisfaction or discomfort if missing, but do not necessarily motivate if present.

Love Needs

Emotional requirements centered around affection, belongingness, acceptance, and intimacy, as outlined in Maslow's hierarchy of needs.