All of the Following Statements About the Termination Provisions of the PAP

question 33

Multiple Choice

All of the following statements about the termination provisions of the PAP are true EXCEPT

• A)The insured can cancel the policy for any reason.
• B)The insurer can cancel a newly-written policy if it has been in force for fewer than 60 days.
• C)The insurer can cancel the policy after it has been in force for 60 days only if the insured has three or more traffic violations.
• D)The insurer can refuse to renew the policy at its annual anniversary date as long as proper notice is given prior to the end of the policy period.

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Definitions:

Metaphysical Stage

A phase in Auguste Comte's Law of Three Stages where society searches for the essence of phenomena through abstract speculation and supernatural explanations.

Comte

Auguste Comte, a French philosopher, is known as the father of sociology and positivism, emphasizing the importance of empirical evidence and scientific methods in understanding society.

Positivism

A philosophical approach that asserts that knowledge should be based on empirical and measurable evidence rather than intuitive or speculative means.

Anti-positivism

A philosophical stance that emphasizes the importance of subjective experience and the social context in which research is conducted, as opposed to relying solely on empirical, observable data.