Ken Purchased a PAP with Liability Limits of 100/300/50,medical Payments

question 9

Multiple Choice

Ken purchased a PAP with liability limits of 100/300/50,medical payments coverage,and collision coverage.Ken fell asleep while driving late at night.He crossed the center line and hit a car approaching from the other direction.The following losses occurred:
-The driver of the other car suffered $30,000 in bodily injuries.
-Ken's car sustained $5,000 in damages.
-Ken incurred $5,000 in medical expenses.
-The car that Ken hit was a total loss.
Which of Ken's Personal Auto Policy (PAP) coverages will cover the other driver's medical expenses?

• A)bodily injury liability
• B)collision coverage
• C)medical payments coverage
• D)property damage liability

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Definitions:

PAIBOC

An acronym for Purpose, Audience, Information, Benefits, Objections, and Context, which are key considerations in effective communication planning.

Purposes

The reasons or objectives behind actions or creations, explaining why something is done or created.

Audience

The group of people targeted by a piece of communication, whose characteristics influence how the message is formulated.

Overcome Objections

The process of addressing and resolving concerns or issues raised during a negotiation or sales pitch.