All of the Following Losses Are Excluded from Coverage Under

question 19

Multiple Choice

All of the following losses are excluded from coverage under Section II of an unendorsed Homeowners 3 policy EXCEPT

• A)Phyllis,a medical technician,misread a lab test and the patient is suing her.
• B)While using his canoe,Bert hit another canoe.The other canoe sank.Bert is being sued.
• C)Violet runs a for-profit daycare service in her home.The parents of a child injured while in Violet's care are suing Violet.
• D)The homeowner's son was injured when he fell off a swing in the homeowners's yard.

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Definitions:

Causal Connection

The relationship between a cause and its effect, denoting how one event is directly responsible for the occurrence of another.

Breach of Duty

The failure to act or perform one's duties as required by law or contract, leading to legal implications.

Assumption of Risk

A legal principle under which an individual acknowledges and accepts the risks associated with an activity, possibly diminishing their right to claim damages.

Equestrian

related to horse riding or the skills associated with riding, training, and handling horses.