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Liability arising out of all of the following are covered under the personal injury endorsement to the homeowners policy EXCEPT
Sleep Deprivation
A condition resulting from not getting enough sleep, which can affect cognitive performance, physical health, and emotional well-being.
Sexual Activity
Behaviors involving the expression of sexuality or sexual relations between individuals.
Sleepwalking
A disorder that involves walking or performing other complex behaviors while in a state of partial wakefulness during sleep.
REM Sleep
A phase of sleep characterized by rapid eye movements, dream vividness, and increased brain activity.
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