Which of the Following Statements Is (Are)true Concerning the Use

question 20

Multiple Choice

Which of the following statements is (are) true concerning the use of an individual's credit history as an insurance rating factor?
I.Individuals with poor credit histories,as a group,generally file more homeowners claims than do individuals with good credit histories.
II.The use of credit history as an insurance rating factor is controversial.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II