Which of the Following Statements About Individual Disability Income Policies

question 3

Multiple Choice

Which of the following statements about individual disability income policies is true?

• A)Benefits are typically paid only for disabilities resulting from sickness.
• B)Benefits paid for partial disabilities are usually greater than benefits paid by the same policy for total disabilities.
• C)Most policies pay a benefit equal to 100 percent of the disabled person's lost income.
• D)Newer policies often provide or make available a residual disability benefit for persons who are able to work but at a reduced income.

Acknowledge the role of external and internal loci of control in stress perception and management.

Understand the relationship between stress and job performance productivity.

Recognize the relationship between personality traits and health outcomes, particularly regarding stress reactions and heart disease.

Identify stress management techniques and organizational initiatives to alleviate work-related stress.

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Definitions:

Inherit

To receive property or assets from someone after their death according to a will or through the laws of intestacy.

Holographic Will

A will entirely handwritten and signed by the testator, usually requiring no witnesses for validity under certain legal jurisdictions.

Fixed Income

A form of investment under which the borrower or issuer is obliged to make payments of a fixed amount on a fixed schedule, including loans, bonds, and pensions.

Free Exercise Clause

A provision in the First Amendment of the U.S. Constitution that guarantees individuals the right to practice their religion freely, without government interference.