Which of the Following Statements About the Dual Definition of Total

question 23

Multiple Choice

Which of the following statements about the dual definition of total disability typically found in many individual disability income policies is (are) true?
I.During the initial period of disability,the insured must be unable to perform the duties of any gainful occupation.
II.After the initial period of disability,the insured must be unable to perform the duties of any occupation for which he or she is reasonably fitted by education,training,and experience.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Right Heel

The posterior portion of the foot on the right side, situated below the right ankle.

Stage IV Pressure Ulcer

A severe injury to the skin and underlying tissue, characterized by extensive tissue damage and possibly involving muscle or bone, typically due to prolonged pressure.

Nursing Diagnosis

A clinical judgment about individual, family, or community experiences/responses to actual or potential health problems/life processes, forming the basis for selecting nursing interventions.

Impaired Skin Integrity

A condition where the skin is damaged, leading to a breakdown in the barrier it provides against infection and injury.