Which of the Following Statements About Provisions in Individual Health

question 29

Multiple Choice

Which of the following statements about provisions in individual health insurance policies is true?

• A)If a policy is issued with a "guaranteed renewable" renewal provision,under no circumstances can the insurer raise the premium when the policy is renewed.
• B)After a policy is in force for 3 months,the time limit on certain defenses provision prohibits the insurance company from denying a claim based on a fraudulent misstatement in the application.
• C)The usual length of the grace period is 90 days.
• D)Under the reinstatement provision,a health insurance policy that has lapsed can be put back in force.